Accepted payments policy

Our accepted payments policy gives buyers and sellers on eBay convenient payment options. To help ensure a safe marketplace, as a seller you can only use our approved payment methods, and you must state in your listing which specific payment methods you accept. If you accept a payment method, don’t place limitations on what forms of it you accept.

What are the guidelines?

Allowed

• Payment upon pickup

  If you offer payment upon pickup, you may include this statement in your listing: "Contact me for payment methods to pay on pickup."

• Checks

• Money orders

Restricted

• Bank-to-bank transfers (also known as bank wire transfers and bank cash transfers)

• Online payment services: Allpay.net, CertaPay, Fiserv, Nochex.com, XOOM

Any payments that occur outside of eBay pages are not allowed, except in certain listing categories.. See the full list of categories that allow bank-to-bank transfers, checks, money orders, and the permitted online payment services.

Not Allowed

• PayPal
• PayPal Credit
• Credit card or debit card processed through the seller's Internet merchant account
• Sending cash through the mail
• Sending cash or money orders through instant, point-to-point cash transfer services (that are not banks) such as Western Union or MoneyGram
• Mailing checks or money orders (except for items in categories specifically permitted)
• Paying through bank-to-bank transfers (except for items in categories specifically permitted)
• Paying by "topping off" a seller's prepaid credit or debit card
• Paying using online or other payment methods not specifically permitted in this policy
• Asking buyers to contact you for additional payment methods, or including misleading or unclear payment information
• Offering a payment method to some buyers and not to others
• Discouraging buyers from using any payment method you specified in the listing
• Discouraging buyers from using eBay's accepted payment methods
• Asking buyers to pay using a method not mentioned in the listing
• Paying with Virtual or Cryptocurrencies
• Placing limitations on payment methods you accept

These rules apply to all transaction-related correspondence between a seller and buyer, as well as to the listings.

In addition, you aren't allowed to make statements such as:

• "Contact us for payment information."
• "Contact us for other payment methods."
• "Contact us for your preferred payment method."
• "Buyers may request to pay by check or money order."

Why does eBay have this policy?

This policy helps to create a successful shopping and selling experience by encouraging online payment methods that are safe, easy to use, and offer strong protections for members.